This is an awesome opportunity with a growing regional agency. It's perfect for all of you Iowan's that would like to come home!
This is a tremendous leadership opportunity for an experienced property and
casualty insurance professional. Our client is a sophisticated, growth oriented
insurance firm dedicated to achieving its goals recognizing in order to do so
the appropriate leadership framework must be in place. This role, VP,
Commercial Lines Operations, will take a very integrated approach with the
executive, sales and administrative teams to help oversee the company's
employees, internal processes and external relationships.
Vice President, Commercial Lines Operations Responsibilities
Management: Focus on the development of personnel (mostly client service,
marketing and administrative support). Create a culture of growth as it relates
to development and performance. Handle recruiting and training initiatives;
address continuing education, perpetuation and infrastructure needs. Participate
in achieving best practices goals. Make necessary improvements and adjustments
in support offerings the sales team needs to obtain and retain new clients.
Operations: Create and execute organizational strategies addressing
structural changes to policies and procedures, staff development and training,
workflow and team capacity, effectiveness of technology/management systems
and quality control. Monitor employee revenue metrics; benchmark industry trends
regarding customer service quality; conducts audits.
Leadership: Play an important role in company marketing handling key
insurance company relationships (setting up programs, negotiating contracts,
development new proprietary products). Get involved in external vendor
management including use of third-party administrators for claims and resource
allocation. Help set departmental objectives; manage budgets.
Vice President, Commercial Lines Operations Requirements
Bachelor's degree
is preferred; advanced education or professional insurance accreditation is
highly desired. State insurance license.
At least 7-10 years of property and casualty insurance experience; most
importantly is a track record of successful performance in a leadership capacity
handling related operational duties.
Particular emphasis in recent roles must include employee development,
organizational management, marketing, client deliverables and technology project
management.
Please contact Scott Thompson for immediate confidential
consideration and additional details.
Email: sthompson@insurance-csg.com
Phone: 515-987-0242 x 455
See our website at www.csgrecruiting.com/jobs
for a complete listing of nationwide opportunities.
Showing posts with label career insurance job. Show all posts
Showing posts with label career insurance job. Show all posts
Thursday, October 24, 2013
Thursday, April 25, 2013
No Degree No Job - Overcoming Education Requirements
Hello Blogosphere!!!!
I hope that you all remember me.
It’s been awhile since I’ve blogged.
I apologize for dropping out of the blog game for a while but I’ll be
honest. I just got too busy and made a
calculated decision to hit the pause button until May. Why May you might ask? Well, I’m proud to announce that I recently
completed my MBA. Up until I gave up I
was working a full time job, blogging, teaching adjunct, raising a family of
three and finishing up my MBA. Needless
to say I had to let something drop. So...
now I’m back and ready to go!
Today, I’d like to talk about a situation that stonewalls
many people out there – education requirements.
More and more companies are requiring that you have a degree to get the
job. At first glance this seems self-limiting. After all, only 30% of the population holds a
bachelor’s degree. That said it is a
reality that companies require it and job hunting success comes from
acknowledging this and dealing with it appropriately.
![]() |
| If you don't handle things right this guy will appear more qualified than you... |
Why do companies
require it?
Before we look at how to deal with it I think it’s important
to understand why they require it. I’d
like to start by saying that this isn't intended to be a discussion of whether
this practice is right or wrong or if higher education is relevant. Regardless of what I think or anyone else – I
don’t see companies changing their policies on education anytime soon. I believe that education is important –
otherwise I wouldn’t have gotten my MBA – this is not a fact. It is a fact that many companies think
education is important and will create restrictions based on it.
Companies do this for a couple of reasons:
·
They believe that higher education teaches critical
thinking skills
·
They believe that it shows you can start and
complete a long term project
·
They believe that a degree is an accurate
predictor of success
All of these assumptions probably have some basis in
fact. However, you need to understand
that this doesn't necessarily mean that someone without a degree will make a
bad employee. As a career seeker you
need to understand that this isn't a personal judgment on you. There are thousands of examples of people
that were highly successful and didn't go to college. However, just because Steve Jobs didn’t go to
college doesn't mean that a company’s assumption about education being
correlated to success is incorrect. This
means that it is incumbent on you to prove that you are more like Steve Jobs
and not the high school graduate serving burgers at McDonald's.
What not to do
Don’t get mad and don’t diminish it. When faced with the education question I come
across two common arguments:
·
This is ridiculous – how can you discriminate
against me?
Stop right there! Questioning a rule by calling it stupid is
probably the least persuasive argument tactic out there. In fact it feeds into
the assumption that your lack of education disqualifies you.
·
Education isn't really that important – I have
real world experience
I’ll give you part of this argument. Real world experience does trump education. However, this only works if the other
alternatives only have an education and no real world experience. If this is the case then you are probably
applying or interviewing for the wrong job.
·
Make your resume look like you graduated from
college even though you didn't
This is a really tough one. Sometimes people try to get in the door by
trying to trick people into believing that they have a degree. This can work in getting you in the
door. However, I’ll tell you right now
that the feeling of being tricked usually is followed by being embarrassed. This does not lead to job offers.
Here’s the deal. You
will never win if your argument starts with telling the company that they are
wrong. You will fail and look silly.
What can you do?
Here’s the good news.
You can overcome this and here’s how:
1. Acknowledge your lack of degree and sell
against it
This is one of the easiest ways to do this. Tell the interviewer up front – I don’t have
the required degree. However, I still
think that I would be a great fit for this because… Can we still discuss this position?
2. Go back to school
OK – I realize that this isn't that simple. However, there are a lot of places that offer
the ability to get your degree part time on nights and weekends over an
extended period. Here’s the kicker. Once you start going back you can put this on
your resume with an anticipated date of graduation. This in itself may get you past the
requirement. Secondly, I think that it
is fair to say that many companies look at this very favorably. It’s really easy to go get your degree
straight out of college when you have limited real world problems. It is a major accomplishment to balance a
full time job and adult life while going to school.
3. Achieve Industry Designations
Most places won’t look at a professional designation as a
replacement for a degree. However, most
designations require a great deal of studying and a significant time
replacement. Depending on why a company
requires education, they might look at this as proof that you can accomplish a
long term goal and finish something that you started.
So – what do you think?
I guess that the really important takeaways from this are that education
is important. However, you can overcome
the requirement by compensating for it in some way. Have a great week and feel free to share your
comments below!
Check out all of our postings
here:
Check out some of my recent articles on the blog here:
Thursday, January 3, 2013
Commercial Lines Sales Account Executive - Atlanta, GA
This is a terrific position for someone that has light sales experience or is looking to transition into a sales role. My client is a leader in property and casualty insurance geared towards the healthcare industry and they are looking for someone that can step in to a hybrid role that is heavily focused on cross selling with additional responsibilities of bringing in new business as well.
Commercial Lines Sales Account Executive Job Description
Our client is a successful commercial insurance agency built around serving the needs of physicians and other healthcare businesses. A tremendous opportunity exists to provide a complete suite of property and casualty insurance coverage to these accounts. This position, Commercial Insurance Sales Executive, will focus on capitalizing on revenue through the agency's existing client base not currently being written. This revenue will be derived from writing commercial package policies with an emphasis on property and General Liability coverage.
Commercial Insurance Sales Executive Responsibilities
Conduct proactive new business prospecting including cold calling and face-to-face visits; this can include existing client relationships or new ones you've developing in the agency's footprint.
Assess and discuss the client's insurance coverage needs; handle marketing and negotiations with underwriters as well as proposal presentations.
Work closely with existing healthcare sales team to arrange joint sales calls, update on client issues and track closing and hit ratios.
Represent the agency at trade associations and during visits from insurance company representatives.
Commercial Insurance Sales Executive Requirements
Bachelor's degree is required.
Approximately 2-5 years of property and casualty insurance experience with a sales emphasis on cross selling, upselling or new business solicitation through cold calling.
Broad property and casualty coverage background required.
Willingness to regularly travel.
Please contact Scott Thompson for immediate confidential consideration and additional details.
Email: sthompson@insurance-csg.com
Phone: 515-216-5455
See our website at www.csgrecruiting.com/jobs for a complete listing of nationwide opportunities.
Commercial Lines Sales Account Executive Job Description
Our client is a successful commercial insurance agency built around serving the needs of physicians and other healthcare businesses. A tremendous opportunity exists to provide a complete suite of property and casualty insurance coverage to these accounts. This position, Commercial Insurance Sales Executive, will focus on capitalizing on revenue through the agency's existing client base not currently being written. This revenue will be derived from writing commercial package policies with an emphasis on property and General Liability coverage.
Commercial Insurance Sales Executive Responsibilities
Conduct proactive new business prospecting including cold calling and face-to-face visits; this can include existing client relationships or new ones you've developing in the agency's footprint.
Assess and discuss the client's insurance coverage needs; handle marketing and negotiations with underwriters as well as proposal presentations.
Work closely with existing healthcare sales team to arrange joint sales calls, update on client issues and track closing and hit ratios.
Represent the agency at trade associations and during visits from insurance company representatives.
Commercial Insurance Sales Executive Requirements
Bachelor's degree is required.
Approximately 2-5 years of property and casualty insurance experience with a sales emphasis on cross selling, upselling or new business solicitation through cold calling.
Broad property and casualty coverage background required.
Willingness to regularly travel.
Please contact Scott Thompson for immediate confidential consideration and additional details.
Email: sthompson@insurance-csg.com
Phone: 515-216-5455
See our website at www.csgrecruiting.com/jobs for a complete listing of nationwide opportunities.
Check out all of our postings
here:
Check out some of my recent articles on the blog here:
Labels:
account executive,
agency,
career insurance job,
casualty,
commercial,
inside sales,
medical malpractice,
producer,
property,
property casualty,
sales
Location:
Atlanta, GA, USA
Wednesday, September 12, 2012
Working with a Bad Boss – What you can do…What you can’t do!
Hello World! I hope
you are all doing terrific! I’m having a
great week. Things are going great here
at Capstone Search Group and I’m proud to report that I just finished my sixth
full year with the firm. On a side not,
I’m also pushing into my second year writing this blog. Thanks to all of you for your support. I’m also pleased to announce that Capstone is
unveiling a new logo in preparation for our new website that will be rolling
out later this month. Have a look:
Today I’m going to be talking about working with a bad
boss. We’ve all been there. I was talking to a candidate of mine that was
recently let go and we discussed the problems he was having. The candidate had been enjoying a great deal
of success when seemingly out of the blue his boss came in and suggested that
his level of production was sub par and needed to be fixed immediately. My candidate’s first response was shock –
where did this come from? Then he got
angry – no matter how he tried to cover it up it seeped out. Finally, he settled into a sense of malaise –
he just didn’t care anymore. After six
weeks he was let go. Over the course of
a month and a half they had gone from a strong working relationship to an
adversarial one.
How does this happen – how can your boss go from looking like this:
![]() |
| I realize he is hardly the world's best boss - but hey - coffee mugs don't lie! |
To looking like this:
![]() |
| What's his catchphrase? You're.... |
I’ll give you a hint.
Shit rolls downhill. I’ll be
honest, in some cases you just ran into bad luck and got a bad boss. It happens.
There are simply horrible people in this world and some of them get into
management. You can’t do anything about
these people short of having three spirits visit them on Christmas Eve. Most bosses that flip a switch and become
hard to work for usually do it for a reason.
They are having pressure put on them from above – everyone answers to
someone – and they are doing their best to save their job. This doesn’t make them a bad person or even
self serving – it just means that they are trying to preserve their own self
interests, much like you are. So, what
can you do to resolve this? Below are
some tips about what you can and can’t do:
1. Do not report the situation to his/her
superiors
Everyone in a tough situation has this naïve fantasy where
they share their problems with their boss with the bosses superior and it ends
in some grand solution or your boss getting fired. This rarely works unless your boss is doing
something illegal and or maybe sexually harassing someone. The problem is that in most cases simply
being an a$$hole is not a fireable offense.
Here are the potential outcomes that can come from doing this:
a) Senior
Management ignores tells you to work it out on your own – this will just make you
mad
b) Senior
Management tells your boss that his people are upset with him – the manager
takes it out on you
c) Senior
Management ignores you completely
d) Senior
Management views you as someone that is complaining and looks to constructively
fire you
e) Senior
Management rides in on a white horse – fires your boss and promotes you
Which one of these seems unlikely?
2. Try talking to your boss
This sounds like a really simple answer but it really can
solve the problem. However, you have to do
this appropriately and in a manner that elicits problem solving. If you’re idea of “talking” about the problem
is to run into his/her office with your hair on fire and tell them how bad you
feel, just start looking for a new job now.
Instead, you need to do the following:
a)Think about the root cause of the problem – look in the
mirror and see where your part in this is – people like people that take
ownership
b)Reach out to your boss and ask to schedule a time to
talk. Don’t beat around the bush with
this. Say something like – “I feel we’re
getting off track here. Can we schedule
a time to sit down and talk about it and get on the same page.”
c)be open minded when you go into the meeting
d) don’t accuse – tell you boss how you feel – use I
messages
e)Ask how the two of you can partner together to make this
work
3. Look in the Mirror
This is the hardest part of the situation. I feel that in many cases management’s
inability to levy good constructive criticism is a barrier to personal
improvement. Try to strip away all the
raw emotion and think about what your manager had to say. Is production really sub par? Even if the root cause is the economy, is
there anything you could do better?
Think about this and remember that sometimes truth can come through
poorly communicated messages.
4. Look for a new job
In some cases this can’t be fixed. The manager might have offended you. The person just might be one of those
horrible people we talked about above.
The reality is that you can only change so much in an organization. You can change your personal actions. You can change a failing business
relationship. However, you can’t change
your manager, you can’t get your manager fired and you probably can’t change
your company culture. If you are in this
position utilize all of the resources necessary and just get out. Life is too short to be miserable. If you need any help, let me know. I might know a good recruiter.
Let me know your thoughts on this one! I can be emailed at sthompson@insurance-csg.com.
Check out all of our postings
here:
Check out some of my recent articles on the blog here:
Thursday, July 19, 2012
Do you really need a Resume to get a job?
Hello World! I’m
sorry for taking the last week off! I
got really sick the week of the fourth and got way behind. To be honest it just took all of my creative
juices out of me. But, I’m back and I’ve
got tons of new ideas and thoughts about job hunting and career
development. Things are still going
great for the Thompson family – we’ve been really busy with swimming lessons,
vacation bible school, family visits and the like. The Fourth was great too!
Moving on to today’s topic.
There has been a lot of chatter out there about how social networking
has created an environment where you don’t really need a resume. CNN’s article about this can be found here:
If you read the article you will find out a ton of cool
things that people are doing. They are
using Facebook, LinkedIn, Pinterest and other tools to promote themselves. They even interviewed some really
“progressive” managers that now get all of their resumes through email. My God!
The world sure is a changing!
OK – so the article really isn’t that bad. There are some really great ideas in there
and I am most definitely an advocate of marketing yourself through social
media. However, it gives the impression
that somehow this will replace the resume.
I argue that if you want to replace your resume you are doing yourself a
disservice. Instead of replacing, you
should be looking to enhance your resume through a social media presence.
Ultimately, you need a resume. Otherwise you run the risk of looking like
someone that doesn’t like to follow social rules. Honestly, when someone becomes adamant about
not putting one together I start to wonder what other social rules they don’t
like to follow because the rules don’t apply to you. Like it or not it is a statement about you
and how you behave. Assuming that you
are going to build a resume I’ve put together five resume tips that you need to
know about how to enhance, build and create a winning resume:
1. Follow the rules
There are some unwritten rules out there about resumes that
you need to know. They won’t always
disqualify you from the job. But they
will make you look silly. Keep in mind
that you shouldn’t:
- Fax your resume – EVER – unless specifically asked to – this makes you look technologically illiterate
- Use first person in your resume (no I, me, my, mine)
- Have spelling or grammar errors – you run the risk of looking stupid or sloppy (bonus tip: spell check doesn’t pick up everything)
- Include the phone number you want to be called on – no reason to give your home phone number if you want called on your cell
- Get a professional email address for your search – onehotmomma69@gmail.com is awesome for your friends – choose something for free at Gmail like scottthompson61@gmail.com
- Ditch the objective – if you are sending your resume it is pretty self explanatory that you are seeking a job in the stated field – it’s a waste of space
- Cover letters are required but rarely read. Keep it brief and to the point. Find other ways to share your information.
- Don’t put your picture on it – besides being kind of creepy it makes HR people uncomfortable as it can open up discrimination liabilities
- Don’t share personal information, especially hobbies – nobody cares
2. Keep your resume brief and to the point
The old rule was that your resume should only be one
page. People were zealous about
this. The rule has been relaxed and
people have gone way overboard. I agree
that a resume doesn’t have to fit on the confines of one printed page. The reason conventional wisdom once said this
is because a resume is meant to be scanned for information to create interest
in you. In the old days of horse drawn
carriages, fax machines and phones with cords you ran the risk of a hiring
manager missing important information because he or she didn’t go to the second
page. The scroll button on a mouse has
mitigated this risk. However, this
doesn’t give you license to write the great American resume… novel.
Your resume is essentially an advertisement to make the
hiring manager want to interview you and learn more about you. When writing your resume keep the words to a
minimum, use bullet points and use your valuable space to highlight your
successes. Other important information
to include are specific job duties that
are marketable and specific industry knowledge.
For example, I work in insurance.
I see many people that list their job duties but fail to mention what
industries they work with and what size of accounts they work with. This is much more valuable than information
you can assume based on a job title.
3. Enhance your Resume through Social Media
So you can’t add all of your information on your
resume. How do you promote yourself
better and make sure someone can find more?
It’s pretty easy! Put it on the
internet. The internet is an incredibly
powerful tool that allows for you to share awesome pictures of cats but it also
allows you to put important information about you out there that someone can
look for. Here is what you can do:
- Make your LinkedIn profile as extensive as possible – this is where you can put every piece of information you this is possibly relevant
- Clean up your Facebook and make sure your privacy settings are set appropriately.
- Create a twitter account and tweet about your industry
- Write a blog about your industry
Once you have started build up this information you can
mention it in the email sending your resume.
Say something like:
“Please find my
attached resume. If you would like
additional information about me please feel free to check out my LinkedIn
profile at xxx and my blog at xxx.”
4. Keep your resume bland from a formatting
perspective
Here is what should stick out about your resume – You and
your accomplishments! I’ve seen many
people try to do cutesy things like add pictures, change the font to some fancy
cursive script, used multiple font colors.
There is really only one excuse to have your resume like this. You can be very creative if the job is
looking for those skills. So if you are
in advertising, marketing and graphic design please disregard everything I just
said. If you aren’t then you need to
focus on promoting the skills that are necessary for the job and not how pretty
you can make something look.
5. Bring a copy of your resume to the interview
This one is really important. Don’t assume that the person that read your
resume is the person that is interviewing you.
In fact – assume that they know nothing about you. The people that interview you work their job
full time and are probably working extra to cover for the position that they
are trying to hire for. They have most
likely glanced at your resume and may not have remembered to bring it with
them. Keep this in mind and do the
following:
- Bring a copy for them – offer it to them after you sit down
- Assume that they know nothing about the resume – if they ask a question and the answer is on the resume answer it – don’t tell them that it is on the resume
- Offer to email them a copy after the interview – say “Can I send this to you electronically so you don’t have to hold on the hard copy?”
That’s what I’ve got for today!!! Let me know your thoughts and comments and
I’ll have more next week!!! As always
please feel free to email me at sthompson@insurance-csg.com.
Check out all of our postings
here:
Check out some of my recent articles on the blog here:
Thursday, July 5, 2012
Corporate Loss Control Manager - Greenville, SC
This is a really awesome and unique role. My client is a well respected carrier that is looking for a really strong loss control manager. They are an organization that has never had a loss control program and are looking for a seasoned manager that can develop the program soup to nuts. To clarify they are not looking for a field person, rather they are looking for someone that has a strong home office background that knows how to build and manage a staff and create processes and procedures. They will pay very competitively for this and assist with relocation.
Corporate Loss Control Manager
This position is a unique opportunity for an innovative and driven risk management professional to establish a new loss control division. Our client has never before had in-house loss control services, so this position is the ground floor expansion tied to other innovative changes the company is making in commercial insurance underwriting, claims and product innovation. The company is a reputable commercial insurer focused in the transportation industry. Most importantly this position, Corporate Loss Control Manager, ensures that high quality loss prevention services are available to the company's agents and insureds particularly on fleet auto risks. It also works closely with home office underwriting and claims to make recommendations and/or adjustments that improve the profitability of the company.
Corporate Loss Control Manager Responsibilities:
Marketing- coordinates branding and implementation efforts with underwriting, claims and sales for internal and external partners; continue demonstrating the company's expertise in the commercial insurance transportation arena.
Account Management- create useful loss control tools from writing manuals to creating execution in the field; monitor the effectiveness of the program's delivery and risk mitigation.
Management- Set up the company's internal infrastructure, from reporting and Best Practices techniques to communication with other business units to the initial advertising about loss control resources to agents.
Corporate Loss Control Manager Qualifications:
Bachelor's degree is required.
Extensive education is required in safety, risk management, industrial hygiene and commercial auto regulations (OSHA, DOT, etc.).
At least five years of corporate, home office loss control management experience; commercial auto or related transportation experience is helpful but not required.
A good deal of claims and vendor management experience; ability to understand avoidance of repeat claims issues and maximizing vendor usage.
Business development and marketing minded; can visit on-site with insureds and agents as a representative of the company.
Please contact Scott Thompson for immediate confidential consideration and additional details. Email: sthompson@insurance-csg.com Phone: 515-216-5455. See our website at, www.csgrecruiting.com/ins_opportunities.htm for a complete listing of nationwide opportunities.
Check out all of our postings
here:
Check out some of my recent articles on the blog here:
Friday, June 29, 2012
Commercial Lines Account Manager - Hattiesburg, MS
One of my top clients in Mississippi is looking for a really sharp account manager for a commercial book in Hattiesburg. This is a great company and they need someone that is comfortable in this type of environment and can juggle and prioritize multiple items. This company offers terrific growth potential and is a great place to work! Additionally, my client is open to someone that would relocate from a larger area like Jackson or the Gulf Coast.
Commercial Lines Account Manager
Our client is an independent agency with the knowledge and resources to insure a multitude of commercial business entities. They are a regional insurance agency with the capacity to provide insurance and risk management programs for commercial clients that are local, national and international in their scope of operations. As part of their growth plan they currently seek an experienced commercial account manager for the large accounts unit. As Commercial Account Manager you're responsible for assuming leadership on new and existing commercial accounts. You'll also partner closely with new producers who need assistance with everything from policy administration to new business marketing.
Commercial Account Manager Responsibilities:
Provide timely and accurate feedback to client inquiries on existing policies with regards to policy amendments, billing, claims and upcoming renewals.
Participate in the renewal cycle from start to finish; gather update account information, compile submissions and secure renewals quotes.
Assist other team members with overflow of processing, certificates or answering incoming calls.
Commercial Account Manager Qualifications:
Bachelor's degree in insurance and risk management or a minimum of two (2) years property and casualty insurance experience.
Prior underwriting, marketing or agency client service experience will be considered.
Broad property and casualty coverage knowledge including property, casualty, work comp and auto.
Larger, middle market and risk management account experience.
Hold an active MS P&C license or obtain one shortly upon hire.
Please contact Scott Thompson for immediate confidential consideration and additional details. Email: sthompson@insurance-csg.com Phone: 515-987-0242 x455 Fax 515-987-0004 See our website at, www.csgrecruiting.com/ins_opportunities.htm for a complete listing of nationwide opportunities.
Commercial Lines Account Manager
Our client is an independent agency with the knowledge and resources to insure a multitude of commercial business entities. They are a regional insurance agency with the capacity to provide insurance and risk management programs for commercial clients that are local, national and international in their scope of operations. As part of their growth plan they currently seek an experienced commercial account manager for the large accounts unit. As Commercial Account Manager you're responsible for assuming leadership on new and existing commercial accounts. You'll also partner closely with new producers who need assistance with everything from policy administration to new business marketing.
Commercial Account Manager Responsibilities:
Provide timely and accurate feedback to client inquiries on existing policies with regards to policy amendments, billing, claims and upcoming renewals.
Participate in the renewal cycle from start to finish; gather update account information, compile submissions and secure renewals quotes.
Assist other team members with overflow of processing, certificates or answering incoming calls.
Commercial Account Manager Qualifications:
Bachelor's degree in insurance and risk management or a minimum of two (2) years property and casualty insurance experience.
Prior underwriting, marketing or agency client service experience will be considered.
Broad property and casualty coverage knowledge including property, casualty, work comp and auto.
Larger, middle market and risk management account experience.
Hold an active MS P&C license or obtain one shortly upon hire.
Please contact Scott Thompson for immediate confidential consideration and additional details. Email: sthompson@insurance-csg.com Phone: 515-987-0242 x455 Fax 515-987-0004 See our website at, www.csgrecruiting.com/ins_opportunities.htm for a complete listing of nationwide opportunities.
Check out all of our postings
here:
Check out some of my recent articles on the blog here:
Monday, June 25, 2012
Dealing with a Lowball Offer – Don’t get mad – Get the Job!
Now, on to my thoughts for today. I recently was talking to a candidate of mine
that was sharing a story about his last job.
This individual is very successful, qualified and has terrific
experience. He imparted to me that he
recently received an offer from a company that was really low – his response
was to laugh, act insulted and tell them that they would have to come up with
something better than that to get him – after all he was unique and highly
skilled.
Believe it or not – this happens more often than you think
and to be honest it is a trap that many candidates fall into. Before we talk about what to do, it is
important to understand why offers come in low.
Below is a quick list of potential reasons:
- Your salary needs haven’t been adequately communicated
- Company is limited by budget
- When a range is given the candidate always assumes the high and the company assumes the low
- Candidates have unrealistic expectations
- The salary matches the position and not the candidate
- The company wants to leave room to reward you for good service
- The company wants to keep your salary in line with others in the organization (it is never anyone’s business what you make but somehow things like this seem to always get out – especially when there are inequities)
You’ll notice that I didn’t put in:
- Because they really don’t want to hire you and want to make you mad
You see – when a company makes an offer it is because they
like you, want you to be a part of their organization and value you. Sometimes they get the offer wrong or are
unable to get it right. So… if you like
the company and they like you – why do people choose to respond like a wounded
puppy? It’s because we tie our ego to
our salary – in our culture our salary is an estimation of our value. If it were just another factor then people’s
initial reaction would be to figure out how to work something out instead of
getting mad.
Below are five ways
to deal with the low offer and get the job!
1. Take a deep breath!
The first step is to take a deep breath and remember that
the company isn’t trying to disrespect you.
In fact – you should be preparing yourself for the worst case scenario
beforehand so that you are surprised if it is good. Not mad if is bad.
2. Set Expectations
Beforehand
I’ve harped on this over and over and will never stop. Talk about your salary needs. For some reason people are really afraid to
discuss their salary needs. Usually this
stems from some bad advice saying that talking money is in poor form or a fear
that bringing it up will knock you out because they are out of your range. When you do this you need to be armed with
more than “I want $X.” You need to
justify why you want something. You
should share your recent salary history, factors why you deserve more and a specific
range that you are comfortable with.
Remember, if you suggest you want $50K - $55K – you lose the right to be
angry when they offer $50K. Be honest –
tell them that you want $55K - $60K then.
3. Be prepared to Negotiate
The first thing I tell anyone about negotiation is that you
need to be prepared that the company can pull the offer and that you need to
weigh this before you counter. However,
if you can’t accept the position it the current package then what do you have
to lose? I’ve encountered many people
that have turned down an offer without asking only to find out after the fact
that company would have made concessions to get them in. When considering this don’t be afraid to
negotiation on other items besides salary.
Vacation and benefits are free game.
4. Thank them for the offer and ask for time to
think about it
Even if you know that the offer won’t work for you – Thank
them for it. It’s good manners! Thank them for the offer and ask if you can
think about it for a day or two. Give
them a specific timeframe like – can I get back to you by Tuesday? Remember that time kills all deals and that
you shouldn’t try to push it farther than 24 – 72 hours. When you get back to them start out by
thanking them again. From there tell them
that you are really excited about the position but can’t make it work at this
level. Tell them that you would be happy
to accept if they can get as close as possible to $X.
5. Don’t deal in absolutes
When I was in school one of my teaches always told me that
when taking a multiple choice test you should always avoid answers that have
absolutes including always, never, every none.
The same can be applied to negotiations.
Essentially you can’t give ultimatums.
People don’t respond well to them.
Soften your approach by using words like close, near and about. Finally, give them options. Things like – I’d really like a higher salary
but I could also look at a higher bonus potential. However, only give these options if you are
comfortable with all outcomes. It’s kind
of like the salary range. You can’t give
an option to soften things and then be mad because they chose the option you
didn’t want.
That’s that. I’m
interested to hear about what you guys think on this subject. Am I right?
Am I way off base? Have a great
week and as always feel free to leave comments or email me at sthompson@insurance-csg.com!
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